Loans that are Simple, Fair, Friendly, and Affordable!

Mandarin Loans is regulated by the Central Bank of Ireland

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Why Choose Mandarin Loans ?

  • No Hidden Fees
  • No Early Settlement Fees
  • Simple Application Process
  • Quick Decisions
  • Qualification based on Affordability

Loan Calculator

Warning: This is a high cost loan

How It Works


Choose the size of your Loan

How much would you like to borrow? Use our loan calculator to find what’s nice and affordable for you. Choose the amount you’d like to borrow, then how many weekly repayments you’d like to make. It will then calculate how much you pay back every week and the total cost of your loan. It’s as simple as that.



Then apply for your cash loan and we’ll make a decision in principle, which means you’re almost there, based on the information you’ve given us. Loan approval is based on your ability to repay!


A quick chat

Someone from our friendly customer care team will phone you to confirm the details of your application. We will notify you if you application has been approved. We will then send you your Pre-Contract loan infrmation (electronically) and when you have confirmed by text or email that you have read this document, we will send you your loan agreement. Once the agreement has been signed and returned to us, we will transfer the agreed amount to your bank account.

About Us

Who are Mandarin ?

Mandarin Loans is an Irish owned and run company. We aim to demonstrate that an online credit service can be a fair and intelligent service by sticking to our principles of:

Simple, Friendly, Fair and Affordable, finance.


Why should I use Mandarin?

We make sure our products are created in a way that’s right for our customers.

That's why all our products have absolutely no hidden charges or late fees. You only pay back what you agree upfront – simple

We know customers don’t always want to borrow €1000’s, which is why we issue small loans – up to €600 for new customers, and as our relationship grows you can apply for a larger loan, subject to affordability.

Unlike other lenders we understand that sometimes our customers might need to take a little longer to repay than they originally thought.

We know that the last thing anyone needs when they struggle to repay on time, is unexpected additional charges or fees. There are absolutely no hidden charges or late fees.

We also know that our customers like to know they can speak to someone if they have any questions, queries, or concerns.


Our Clients